The best way to manage your finance
Steeze turns your everyday mobile money, card, and cash habits into smart financial power. Track every income, set safe spending limits, hit your savings goals, and get weekly AI money audits.
STEEZE is not a bank, telecom or mobile money provider — we never ask for your PIN, OTP or password. You stay in control of your own records. How we keep you safe
Incubated & Supervised by the KNUST Artificial Intelligence (AI) Courses Coordinating Office
4
AI engines powering the app
GHS · NGN · KES · USD
Multi-currency ready
5
UN SDGs advanced
The MVP
Everything you need to run your money, in one free workspace
Expense & income tracking
Manual and semi-automated logging across MTN MoMo, Telecel Cash, AT Money, cards and banks, with multi-currency support and real-time category tagging.
Weekly budgets & daily limits
An interactive weekly planner that converts into intelligent daily limits, with overdraft and velocity alerts the moment you cross your safe threshold.
Goal-based savings
Laptop Fund, tuition deposit, emergency reserve — progress visualisers, deadline tracking and nudges that keep the discipline honest.
Weekly AI health audit
An automated executive summary of your cashflow velocity, top leaks, habit trends and the one change that moves the needle next week.
One dashboard
Every Pocket, every currency, one honest picture
Legacy banks ask an 18-year-old for land titles and payslips. STEEZE asks for your habits instead — and turns them into a verifiable financial record.
- MoMo, bank and card Pockets side by side
- Overdraft and velocity alerts in real time
- Category breakdowns that expose the real leaks
- Row-level security — your data is only yours
Total balance
GH₵ 14,000.50
Food
GH₵ 420
Transport
GH₵ 180
Campus Life
GH₵ 310
Savings
GH₵ 900
AI core
Four AI engines are the operational brain of STEEZE
Smart receipt & message parser
Paste a MoMo or bank SMS alert and STEEZE extracts amount, merchant, channel and currency — no manual entry.
Live in Phase 1Cashflow velocity predictor
Forecasts shortfalls days ahead by reading your spending pace, then warns you before the balance runs dry.
Live in Phase 1Behavioural credit scoring
Turns budget adherence and saving consistency into a STEEZE Score (300–850) — a financial passport without collateral.
Phase 2STEEZE AI advisor
A 24/7 conversational coach for budgeting tips, wealth strategy and localised financial literacy.
Phase 2Parental module
A family circle, not a surveillance state
Parents create an account and invite a child by email. Students who signed up first can request to join a parent's circle instead. Guardians see spending habits and leave written advice — read-only, always consented.
Create a family circleInvite by email
Parent → child, or child → parent.
Monitor habits
Category spend, limits and goal progress.
Leave advice
Manual notes that land in the child's app.
Phase 2 — full ecosystem
What unlocks as STEEZE matures
Premium tiers and licensed financial services layered on top of the free tracker — micro savings, credit, investing, insurance and student capital.
Automated micro-savings
Round-up savings and pay-yourself-first auto-deductions wired directly into MoMo and bank accounts, routed into low-risk instruments like Treasury Bills — plus circular group savings and asset purchase schemes.
Behavioural credit scoring
The core IP: a proprietary engine scoring budget adherence, saving consistency and income stability into a 300–850 STEEZE Score used for collateral-free access to capital.
Micro-investments
Fractional share trading and automated high-yield pool allocations, removing the high-capital barrier that keeps young investors out.
Youth & student insurance
On-demand micro-protection from GH₵2–5/week: phone screens, laptop cover, emergency medical and school-fees backup against family income disruption.
Educational & hustle capital
Low-interest micro-loans for exam registration and academic materials, plus working capital for campus entrepreneurs, auto-repaid from daily transaction flow.
Premium subscription tiers
High-engagement users graduate into paid tiers unlocking yield pipelines, credit passports and full wealth management portfolios.
Roadmap
Built block by block
Web MVP launch
Expense and income tracking, weekly budgets with overdraft alerts, savings goals, parental circles and weekly AI behavioural reports.
Campus pilot & data
A targeted pilot across selected universities — 1,000 active users — to refine alert thresholds and train the AI summary engines.
Regulatory & banking
Partnerships with licensed microfinance institutions, asset managers and underwriters to power yield pipelines, micro-loans and insurance.
Ecosystem rollout
Subscription tiers activate MoMo round-ups, credit passports and wealth portfolios across the STEEZE ecosystem.
Stitched block by block. Every dollar in place — your Pocket is your steeze.
Join the students, creators and freelancers building a financial record legacy banks can't ignore.
Create your free account